What We Can Help You With
Personal Retirement Savings Account (PRSA)
Review old/current pension plan
Personal Pension Plans
Additional Voluntary Contributions (AVCs)
Auto-Enrolment
Personal Retirement Bonds
Company/Executive Pensions
Retirement Planning
Client Testimonials
WHAT TO EXPECT?
WHY A PENSION CONSULTATION IS ESSENTIAL
Obtaining a pension consultation is essential for guaranteeing a suitable retirement. Our pension consultation can provide valuable insights tailored to your unique circumstances, helping you make informed decisions. Our team of experienced pension specialists is here to help you make well-informed decisions that will help you maximise the potential of your pension.
By seeking a pension consultation, you can receive guidance on adjusting your contributions or reevaluating your investment strategy. This will provide you with the necessary support to navigate the intricacies of retirement planning, alleviating any unnecessary stress.
We aim to provide a hassle-free and smooth process, so whatever your needs may be, we are available to assist you.
WHAT ARE THE DIFFERENT TYPES OF PENSION PLANS?
PERSONAL RETIREMENT SAVINGS ACCOUNT
A PRSA is a valuable tool for individuals looking to secure their financial future by saving for retirement. These investment accounts offer the opportunity to grow your savings by investing in a variety of funds. They provide flexibility and options for planning your retirement. If your employer does not provide a company pension scheme, they are obligated to give you access to a standard PRSA, which is regulated by the Irish government. Maximise the benefits of your PRSA by reaching out to us now.
PERSONAL PENSION PLAN
A personal pension is a retirement savings plan that gives you the flexibility to make contributions regularly or as a one-time investment. Your contributions are carefully invested to help you build a pension pot that can support you during your retirement years. For individuals who are self-employed or lack access to a company pension scheme, a personal pension can provide a flexible solution to ensure a secure future. It’s crucial to select the appropriate plan and investment strategy that suits your requirements. Contact us today to guarantee that you maximise your personal pension.
PERSONAL RETIREMENT BONDS
A personal retirement bond (PRB), also referred to as a ‘buy-out bond’, is a personal pension contract specifically created to receive transfer payments from an occupational pension scheme. PRBs are a commonly chosen option for individuals who have switched jobs and wish to move their pension from their previous employer’s plan. By opting for a PRB, you have the power to retain authority over your pension and have the freedom to decide how and where you want to invest your funds. Reach out to us today for a comprehensive discussion on the advantages and potential drawbacks of a PRB, so you can make an informed decision that aligns with your retirement objectives.
WHOLE OF LIFE PROTECTION
A complete life assurance plan known as whole of life protection covers the policyholder for the rest of their lives. Knowing your family will get a lump sum payment in the event of your death gives you piece of mind with this coverage. Whole of Life Protection lets you customise the coverage to fit your requirements. You can also arrange the policy as a section 72 plan, which is created in trust for your beneficiaries, this calculated move guarantees your loved ones will have enough money to cover any inheritance tax obligations that could come up after your death.
Our knowledgeable staff of professionals is available to help you choose the best plan that provides long-term stability for the financial future of your family and to walk you through the process.
Retirement is not determined by your age, but rather by the amount you have saved
When considering your retirement goals, it is crucial to ensure that your pension is properly structured and aligned with a personalised investment strategy that meets your specific requirements.
Planning for retirement is crucial, especially considering the extended period of time many of us can now look forward to enjoying after leaving the workforce. It is important to begin this process as early as possible. Why? By saving consistently and for a longer period of time, you increase your chances of attaining the lifestyle you desire.
We’ll simplify the retirement planning process for you and guide you towards making informed decisions, regardless of your employment status or retirement stage.
Book A Pension Consultation
Planning for your future is of utmost importance, and protecting it is essential.
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